Auxilium Specialty

    Automaton & Fleet Protection

    Available through: your broker, or included in your robot vendor's lease

    Coverage

    We cover the robot, the downtime and the liability gap. Fire and building damage stay with your property insurer, which already answers for them.

    BreakdownMechanical, electrical and software failure of the robots, chargers and fleet infrastructure, including leased and financed units.
    First party
    Accidental damageCollision, drops and impact damage to the robots themselves.
    First party
    Damage to your own equipment and other robotsDamage a robot does to your own equipment, racking, stock and to other robots in the fleet.
    First party
    Hacks that cause harmPhysical loss and third-party injury or damage caused by a compromised robot or fleet control system. Data breaches stay with your cyber policy.
    First partyThird party
    Downtime after failureLost output and extra expense while the fleet is stood down after a covered failure, including reverting to manual operation.
    First party
    Liability above your GLThird-party injury and damage caused by your robots, in excess of your general liability policy.
    Third party

    Indicative cover for a line in development, not a schedule of insurance and not an offer to quote. Agreement names, triggers, sublimits and exclusions are subject to the filed wording, and the wording governs in every respect.

    Underwriting

    Rated

    Per robot per year, by robot class, or built into the vendor's lease.

    What we read

    Read-only
    • A read-only export from your fleet management system: operating hours, faults and breakdowns, emergency stops, contact and near-miss events, uptime

    What we ask for

    7
    1. 01Fleet list: make, model, count, age and value
    2. 02Robot types and applications
    3. 03Site layout, including whether robots share space with people
    4. 04Maintenance and software support contracts, and the vendor
    5. 05Lease or finance terms
    6. 06Your general liability program and limits
    7. 07Three years of incidents

    What moves price

    6
    1. 01Robot value and repairability
    2. 02Fault and breakdown rate per 1,000 operating hours
    3. 03Mixed traffic versus segregated zones
    4. 04Vendor concentration and financial strength
    5. 05How dependent operations are on the fleet
    6. 06The general liability limit we sit above

    Standards we reference

    ANSI/A3 R15.08ISO 3691-4ISO 10218 (2025)UL 3100

    Review

    No site visit for standard accounts. Large or unusual fleets get a remote risk review.